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What You Get From an Auto Accident Settlement The amount you get for an auto accident settlement is contingent on the extent of your injuries. Injuries that are more severe will result in higher current and future medical costs. Documenting your losses will maximize your settlement. Your lawyer can compile a list of all relevant damages, which includes doctor's notes, wage documentation, and eyewitness testimony. Medical bills If someone is injured in a car accident, medical bills are usually at the forefront of their minds. Fortunately, the law usually covers these costs in personal injury cases. It can take a few months or, in some instances years until the at-fault driver is found liable by a court verdict or settlement agreement, however. In the meantime, victims accumulate medical bills that must be paid. Car accident injuries typically require extensive medical attention including surgery and physical therapy. Medical bills can be very expensive. It is crucial that victims realize that they shouldn't have to pay their own medical expenses following a crash. Instead the driver at fault should be held accountable for these costs as part of the settlement agreement for the accident. In certain instances, a party at fault can pay directly for medical expenses of the victim. In other instances, the victim's health insurance or med-pay coverage will pay these costs as they grow. These expenses can be covered by rolling claims based on the insurance coverage of the victim and specific circumstances. In some instances hospitals or health insurance company may put a lien on a portion of the victim's final settlement. Fortunately, an experienced lawyer will assist in negotiating these liens to ensure that more money is put in the victim's pocket. Loss of wages A car accident can wreak destruction to your finances. In addition to medical bills and property damage, you may be required to pay for lost wages as a result of your injuries. New York law requires car insurance policies to compensate you for the loss of income, up to a certain amount. Your lawyer will fight to secure the full amount of your lost earnings. The most common method to prove lost earnings is to submit your pay checks or other wage documents. If you were self-employed or on commission, the other relevant documents include profit and loss statements, receipts, invoices and bank statements, and other financial correspondence. It is also necessary to have correspondence from your employer that confirms the number of hours/days you missed because of your injury. If auto accident law firm east orange sustain a permanent injury that reduces your ability to work or stops you from working the lawyer you hire may consult an expert economist or financial expert to determine the future worth of your earnings potential. In this instance, the expert will examine your age, education level and education, credentials, career path, and job tasks that you are no more able to perform. At Michaels Bersani Kalabanka, our Syracuse car accident lawyers frequently meet with clients who are seriously injured in accidents and are not work. They are not limited to lost wages without fault, but they may also be able to get additional compensation from the at-fault driver's insurance or the car owner's insurance. Suffering and pain Car accident victims deserve compensation for the emotional pain and pain they experience after an accident. Insurance companies often ignore emotional distress and pain because they are not documented with photographs or x-rays. This is why it is vital to have a competent personal injury lawyer to represent you when dealing with the at-fault driver's insurance. Your Queens injury lawyer can help you gather evidence to support your claim. Medical bills and official diagnoses, for example, can be used to prove the severity of a victim's injuries. A diary or journal that begins at the time of the accident and continues throughout the recovery process, can document physical and emotional pain as well as emotional distress. The severity of your injuries will also affect the amount of your settlement. For instance, a severe spinal cord injury or severe brain trauma may result in a bigger payout than a minor concussion that resolved in three weeks. The settlement you receive from your auto accident will be impacted by the amount of your injuries. Your lawyer will assist in the calculation of your damages and in building a strong case for you to get the full amount that you deserve. Contact an experienced lawyer today to find out more about the various kinds of damages awarded in the course of a New York car accident lawsuit. Damages As we have discussed above settlement awards are designed to pay victims of car accidents for financial losses. The amount of compensation will depend on the severity and extent of the injury suffered by the victim in addition to the amount of money they have lost because of missed work or property damage. A verdict could also include non-economic damages such as suffering and pain. Insurance companies employ a formula for calculating the amount to pay. These damages are difficult to quantify however they can be determined. To determine the amount to be paid for non-economic damages, a multiplier will typically be dependent on medical expenses. Major injuries and permanent impairments are typically rewarded with higher amounts than minor injuries or injuries that are temporary. A car accident is a traumatic experience that can change your life. Although settlement won't eliminate these losses, it can give victims overcome their financial difficulties and restore some normalcy to their lives. A skilled car accident lawyer is able to evaluate your case and advocate for the best settlement possible. Although it could be tempting to accept a lower amount than what you're entitled to this could affect your future recovery. You give up your rights to sue or file additional claims for the accident when you sign the settlement agreement.